Get Funding Applications

This endpoint returns the Funding Applications for a Business.

A Funding Application represents the intermediate step in the financing lifecycle: Offer → Funding Application → Funding. It is created when a Business accepts an Offer and captures the review process that determines whether a Funding will be issued.

The lifecycle of a Funding Application is as follows:

• CREATED: the Business has accepted an Offer and the funding application has been created.
• IN_REVIEW: the business screening has begun and the funding application is under review
• APPROVED: the review has passed and a Funding has been created. The credit_id field will contain the identifier of the resulting Funding.
• REJECTED: the review has not passed and no Funding will be created for this application.

At any given time, there can be only one Funding Application that is not in a final state (APPROVED or REJECTED).

Required Actions

While a Funding Application is in IN_REVIEW status, the review process may require the business to take specific actions — for example, uploading documents. These are surfaced in the required_actions array. Each entry describes the type of action needed, the reason (which provides contextual information) and when it was requested. When required actions are present, the business automatically receives an email notification. The array is empty when no action is pending.

The optional status query parameter allows filtering applications by their current status.